start investing as a beginner
Research and Education
Setting Financial Goals
Choosing an Investment Strategy
- Active investing involves trying to 'beat the market' by buying and selling stocks frequently
- Passive investing involves buying and holding investments for the long term, typically through index funds or ETFs
- Stocks represent ownership in a company
- Bonds are loans to a company or government
- Mutual funds pool money from multiple investors to invest in a diversified portfolio
- ETFs are similar to mutual funds but trade like stocks on an exchange
- Diversification helps spread risk by investing in different asset classes and industries
- Consider a mix of stocks, bonds, and other assets to reduce risk
- Rebalance your portfolio periodically to maintain diversification
- Financial advisors provide personalized investment advice and services
- Robo-advisors use algorithms to manage your investments at a lower cost
- Consider your personal preferences and financial goals when choosing between the two
Use in Manifestly