Mortgage processing checklist

Loan Application

  • Check for completed loan application form
  • Check for proof of income (pay stubs, tax returns)
  • Check for proof of employment (letter from employer)
  • Check for bank statements
  • Request credit report from credit bureau
  • Review credit score and history
  • Check for any red flags or discrepancies
  • Contact employer to verify employment
  • Review pay stubs to confirm income
  • Check employment length and stability

Property Appraisal

Title Search

Underwriting

Closing

Post-Closing