I am a homeowner -- buying a new home to move into a new home. Help me create a checklist for myself

Assess your financial situation (income, savings, debts).

Check your credit score and address any issues.

Determine your budget for buying a new home.

Research potential neighborhoods and their amenities.

Make a list of your must-haves and deal-breakers in a new home.

Research and interview potential real estate agents.

Check references and online reviews.

Confirm their experience in your desired area and property type.

Discuss your needs and expectations with the agent.

Start browsing listings online and through your agent.

Visit open houses and schedule private showings.

Take notes and photos during home visits to compare later.

Consider the future resale value of homes you’re interested in.

Discuss strategy and pricing with your real estate agent.

Review comparable sales in the area.

Prepare a competitive offer, including contingencies.

Submit your offer and negotiate terms if necessary.

Schedule a professional home inspection.

Attend the inspection to ask questions.

Review the inspection report and address any concerns.

Decide if you want to negotiate repairs or price adjustments.

Shop around for mortgage rates and terms.

Get pre-approved for a mortgage if you haven’t already.

Gather necessary documentation (tax returns, pay stubs, etc.).

Choose a lender and finalize your mortgage application.

Review the closing disclosure and ensure all terms are correct.

Conduct a final walkthrough of the property.

Prepare for closing costs and have funds available.

Ensure necessary insurance policies are in place (homeowner’s insurance).

Set a moving date and hire a moving company or plan a DIY move.

Begin packing and organizing your belongings.

Notify utility companies of your move-in date.

Change your address with the post office and relevant institutions.

Unpack and organize your new home.

Familiarize yourself with the neighborhood and local services.

Consider getting involved in the community (meet neighbors, join local groups).

This checklist should help guide you through the process of buying and moving into your new home. Good luck!