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Home > Monthly Expenses

Monthly Expenses

Income Sources

List all sources of income

Record the amount received from each source

Note any irregular income or bonuses

Fixed Expenses

Rent or mortgage payment

Utility bills (electricity, water, gas)

Internet and phone bills

Insurance premiums (health, auto, home)

Loan payments (student, personal, auto)

Variable Expenses

Groceries and household supplies

Transportation costs (fuel, public transit)

Dining out and entertainment expenses

Clothing and personal care

Subscriptions and memberships (streaming services, gyms)

Savings and Investments

Allocate funds to savings accounts

Contribute to retirement accounts (401(k), IRA)

Invest in stocks, bonds, or mutual funds

Set aside emergency fund contributions

Review and Adjust

Compare expenses against income

Identify areas for potential savings

Adjust budget for the next month if necessary

Set financial goals for the upcoming month

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