New business checklist for house insurance
1. Preliminary Information Gathering
- Request full name
- Ask for mailing address
- Collect phone number
- Obtain email address
- Identify the type of house
- Record the year built
- Measure the square footage
- Note any unique features
- Determine if property is owner-occupied
- Check if it's a rental property
- Ask about any seasonal use
- Clarify if it's for investment purposes
- Ask for names of previous insurers
- Request details of any claims made
- Identify reasons for switching providers
- Confirm any lapses in coverage
- Inquire if there is a mortgage
- Ask who holds the mortgage
- Check for any liens against the property
- Gather details on loan amounts
- Count the total number of occupants
- Record ages of all occupants
- Identify any additional frequent visitors
- Note if there are any children
- Ask about types of pets owned
- Inquire about the number of pets
- Request information on livestock, if applicable
- Clarify how pets are secured
- List types of security systems installed
- Check for deadbolt locks on doors
- Inquire about window locks
- Ask if there are surveillance cameras
- Ask for details on recent renovations
- Identify improvements made to the structure
- Record any updates to electrical or plumbing
- Check for compliance with building codes
- Identify if there is a homeowners association
- Request details of association rules
- Inquire about fees or assessments
- Check for any restrictions on property use
- List all additional structures present
- Record dimensions of each structure
- Check for their intended use
- Note their construction materials
- Inquire about current employment status
- Request job title and employer name
- Ask for annual income level
- Clarify any secondary income sources
- Identify if property is in a flood zone
- Ask about fire risk in the area
- Check for nearby hazardous materials
- Inquire about previous natural disasters
Use in Manifestly